Manchester United loan going so badly that a fine may have to be paid

Bayındır has barely played for Celta Vigo since his August loan, with the Spanish club likely to incur a fine under the deal's appearance-based payment terms.

Manchester United goalkeeper Altay Bayındır is struggling on loan at Celta Vigo. The 28-year-old joined the La Liga side in August on a deal where the loan fee reduces based on his appearances, and Manchester United covers part of his wages. However, Bayındır has been unable to displace Ionuț Radu, who has started every fixture this season. The plan was for Bayındır to feature in Europa League matches to help Radu rest and allow Manchester United to avoid triggering a fine clause in the loan agreement. But Radu's impressive form has changed Celta's plans, and Bayındır is now unlikely to get significant playing time in either the league or European competition. As a result, Celta Vigo is expected to end up paying the fine to Manchester United as part of the loan terms.